Running an apple orchard in Minnesota involves a range of risks and liabilities that should not be overlooked. To protect your business and ensure its long-term success, it is crucial to have appropriate insurance coverage in place. This section will discuss some types of insurance that an apple orchard in Minnesota may need. One of…
Running a small business is an exciting venture, filled with dreams of success and growth. However, every business journey comes with its fair share of risks. As an insurance company dedicated to safeguarding your business’s future, we understand the challenges small business owners face. That’s why it’s important to know what insurance options are available…
Garage Keeper’s Liability is a crucial coverage that every auto repair shop should understand. This coverage protects the shop from financial losses that may occur while customers’ vehicles are in their care, custody, or control. Auto repair shops are responsible for the vehicles they service, and accidents or damage can happen even with the utmost…
What Is Umbrella Insurance? Umbrella insurance is a type of liability insurance that provides you extra protection. This protection is beyond the limits of homeowners, auto, or other primary insurance policies. It’s designed to protect assets in case of major liability claims, including judgments leveled against the policyholder that exceed the limits of their primary…
Are you ready to take your Recreational Vehicle (RV) out on the open road this spring and summer? If you’re located in Minnesota, you have a lot of great campgrounds to choose from. Before you hit the road, it’s important to make sure your RV is in good shape and that you have the right…
You Need Coverage For Your Vehicle in Minnesota If you own a motor vehicle, you must have insurance on it. But too many people don’t understand how to buy this coverage. Liability Coverage–A Must in Minnesota! Liability insurance coverage is required by law in the State of Minnesota (and most other states) if your vehicle…
Most business insurance packages include general liability insurance because it can help cover the daily risks many small business owners face. Who Needs a General Liability Policy Although it isn’t usually required by law, there are many good reasons to ensure you have sufficient general liability coverage. Some industries need to be especially concerned…
Minnesota lakes are finally frozen. So if you haven’t already, you should soon be able to take your vehicle out on the frozen water to enjoy the great outdoors and catch some fish while you are there. But how do you minimize the risk of breaking through the ice? And if you do, will your…
Ensure You and Your Kids Are Safe This Halloween With Halloween just around the corner, it’s important to remind yourself of all the best safety practices for you and your family. Although this is a celebratory holiday, accidents can happen, and it’s better to be prepared for all the possibilities. Whether it’s your costume, candy,…
Make Sure Your Summer Water Craft Is Insured You insure your home, your car, and other high-ticket items. Don’t forget to get insurance coverage on your boat or personal watercraft (PWC), commonly referred to by brand names such as Jet Ski, Wave Runners, or Seadoos. The right policy can protect you from loss due to…