We Make It Our Business To Protect Yours

Business insurance protects your company. However, business insurance can be complex. At Hermann Insurance, we simplify the process for you. Look to us for any of the business coverages we offer.

We Care About Your Business

At Herman Insurance, we work with a variety of business types and contractors from Minnesota. We have made it our business to make sure your business and livelihood are protected.

We know that your business means everything to you, and we will do everything we can to make sure you are getting exactly what you need in insurance coverage.

Special Business Insurance Categories

If you click on any of the special business categories below you can learn more about all of the ways Hermann Insurance is here to help with your unique business.

Whether you have a bungalow, cabin, farmhouse, yurt, guest house, or Airbnb, we can help you find coverage that fits your rental property’s needs. We can provide your rental general liability, property, and equipment coverage. We can handle your needs for both long and short term rentals.

A nonstandard occupation needs specialty coverage! We can provide general liability, property, equipment, and commercial auto coverage for tree trimmers. Our insurance coverage includes storm damage and landscaping tree trimmers. If you apply pesticides and herbicides, we can also help with these too! 

We know that running a campground or resort involves many aspects. Our coverage includes general liability, property, watercraft, recreational vehicles, workers’ compensation, and commercial auto. For all your incidental activities throughout the season, we can help you protect and secure your livelihood.

Our companies have specially designed policies to fit the needs of every unique business. We can insure general liability and property for franchised and non-franchised small to medium hotels and motels.

We know that your business needs as a hotel or motel owner can be unique, and we are prepared to help you protect your livelihood.

As a carpenter or other artisan contractor, we know that your needs need special care. We can insure general liability, property, inland marine, workers’ compensation, and commercial auto to fit your unique needs. We can also handle any bonding needs you might have.

No matter what you’re building, we can protect you. We can provide general liability, commercial property, and building materials for your project. Our coverage options extend to both homeowners and contractors, protecting you no matter what your needs may be.

For the many types of recreational vehicles you may have- UTVs, ATVs, Snowmobiles, Fishing Trailers, Motorcycles, Dirt Bikes, or Scooters- we can help! We have many markets to provide you with the best coverage and price for your liability and physical damage.

We have options for towing including general liability, workers’ compensation, commercial auto, on-hook liability, and garage keepers’ liability. If you are doing any repo work, we can help you find options for those needs as well.

Restaurants big and small need coverage options to fit the unique nature of the industry. Our companies can provide general liability, property, workers’ compensation, and commercial auto for your restaurant. If you are dealing in liquor sales, we can find the suitable options for you.

We have seen it all when it comes to special events. Airport fly-ins, weddings, corn mazes, apple orchards, sports clubs, and tournaments!

No matter what event you are planning in Minnesota, we can work with you to determine the proper coverage to fit your needs. We have general liability, liquor liability, and property coverage options to fit your specifications.

Our comprehensive package policies include general liability, property, and equipment. We aim to cover you from your trips guiding customers to your days back in the office. If your business spans multiple states, we can help you wherever you need to be.

We have multiple options for your unique business needs as a barber or beautician. Our services include comprehensive package policies, business owners policies, and workers’ compensation policies covering general liability, professional liability, property, and equipment.

If you have expanded your business into other ventures such as cosmetology or esthetics or massage, we have coverage for you!

We have policies to fit your professional trucking needs from short to long range and everything in between. Our options include commercial auto, cargo, general liability, and workers’ compensation. For those with non-standard needs, we can also provide coverage for hazardous trucking.

More Business Categories We Insure

  • Commercial Landlord ( Lessor’s Risk)
  • Cities & Municipalities
  • General / Paper Contractors
  • Garages / Garage Liability
  • Manufacturing
  • Farms
  • Collector Cars
  • Specialty Lines/ Hard To Place Business
  • Ask If You’re Not Sure! 

Experience the benefits of an independent agent

As independent agents we work with over 30 companies. That means we find the right coverage for you that won’t shatter your bottom line. We can assemble the exact coverage you need leaving you to live life fully covered.

Protect yourself with the right insurance

Hermann Insurance Services, Inc. has been meeting the insurance needs for clients in Chisago, Isanti, Pine, and Kanabec counties and surrounding areas since 1965. We will help you find the right coverage at the right price. Contact us today for your free, no-obligation quote.

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