Are you ready to take your Recreational Vehicle (RV) out on the open road this spring and summer? If you’re located in Minnesota, you have a lot of great campgrounds to choose from. Before you hit the road, it’s important to make sure your RV is in good shape and that you have the right insurance coverage. In this article, we’ll discuss how to get your RV ready for the season and what kind of insurance coverage is best for RVs in Minnesota.
How To Get Your RV Ready For The Season
Getting your RV ready for spring is an integral part of RV ownership, as it can ensure that your vehicle is in top shape for the upcoming travel season. Get your RV in shape for spring and summer with these simple steps:
Clean Your RV
Start with a thorough exterior cleaning: After being stored all winter, your RV will likely be covered in dirt and grime. Give it a thorough wash with gentle soap and water to remove any dirt, mold, and mildew that may have accumulated.
Check Your Tires
Your RV’s tires can become damaged or deflated while sitting for extended periods. Check the tire pressure and look for any cracks or bulges on the tires that may require replacement.
Inspect The Roof
Check the roof for any damage or wear and tear that may have occurred over the winter months. Ensure there are no leaks; if there are, repair them before heading out on your next trip.
Are Your RV Appliances in Order?
Start up your RV appliances, such as the refrigerator, stove, and air conditioning unit, to ensure they still function correctly after the winter.
Basic Vehicle Maintenance
If your RV has an engine, it’s important to change the oil and filter before hitting the road. In addition, test the brakes and suspension. It’s a good idea to check brake pads and suspension components before taking off, especially if they have been through their share of wear and tear over the seasons.
- Change oil
- Check brakes
- Check RV battery levels
- Check any vehicle lights
Check the battery levels and recharge or replace it if required so that it is ready for your upcoming trip. A thorough maintenance check is essential to prepare your RV for the camping season. By completing these tasks, you can help extend the life and value of your investment.
Insure your RV
RV insurance policies can vary depending on the provider and the specific coverage options chosen, but most RV insurance policies will typically include the following coverage options:
Liability Coverage
This coverage helps pay for any injuries or damages that you may cause to others in the event of an accident while using your RV.
Collision Coverage
This insurance kicks in if you hit something or somebody else plows into you – and it’ll help cover the costs of any repairs your RV might need. It doesn’t matter who’s at fault, either.
Comprehensive Coverage
This coverage helps pay for your RV damages caused by vandalism, theft, fire, or natural disasters.
Uninsured/Underinsured Motorist Coverage
If you get into a wreck with someone who doesn’t have enough insurance, this coverage helps protect you and your RV.
Personal Property Coverage
This coverage helps pay for damages or loss of personal belongings inside your RV, such as electronics or clothing.
Roadside Assistance
This coverage helps you out if your car breaks down or you find yourself in an emergency. Whether you have a flat, a dead battery, or running out of gas.
Finding The Right Policy For Your RV
Remember that you may have the option to add or remove specific coverage options from your policy based on your needs. Other features such as full-timer’s coverage, campsite and vacation coverage, and pet coverage may also be available to bundle or find from another provider.
Picking the right insurance for an RV in Minnesota can seem a little daunting, but Hermann Insurance is here to help. As an independent insurance agency based out of northern Minnesota, Hermann Insurance has been helping people find the right RV insurance for their recreational vehicle or camper since 1978. With decades of experience and a commitment to customer service, Hermann Insurance can help you get on the road with peace of mind knowing that your recreational vehicle is properly insured. Get a quote today!
