What Is Umbrella Insurance? Umbrella insurance is a type of liability insurance that provides you extra protection. This protection is beyond the limits of homeowners, auto, or other primary insurance policies. It’s designed to protect assets in case of major liability claims, including judgments leveled against the policyholder that exceed the limits of their primary…
It’s summer in Minnesota, meaning we usually find ourselves on the water. Though it can be thrilling to be a jet-ski owner, it’s essential to consider the importance of getting it insured. Jet ski insurance provides peace of mind and financial protection against unforeseen events. With numerous insurance options available, it’s crucial to choose the…
Owning a lake house can be a dream come true for many people. The serene views, the tranquility of the water, and the opportunity to escape the hustle and bustle of daily life make it a perfect getaway. However, like any property, owning a lake house comes with its own set of risks and responsibilities.…
When protecting your home from storm damage, having the right roof insurance is essential. In Minnesota and Wisconsin, hail and other types of storm damage can be especially devastating. You could avoid facing thousands of dollars in repair costs with the proper coverage. Roof insurance, also known as homeowners’ insurance, protects your home’s roof and…
Are you ready to take your Recreational Vehicle (RV) out on the open road this spring and summer? If you’re located in Minnesota, you have a lot of great campgrounds to choose from. Before you hit the road, it’s important to make sure your RV is in good shape and that you have the right…
As the world continues to reopen and traveling becomes much more accessible, it’s important to remember the potential risks and uncertainties that come with planning your next vacation. This is where travel insurance comes in. What is Travel Insurance, and Is It Worth It? Travel Insurance is a type of insurance that provides coverage…
You Need Coverage For Your Vehicle in Minnesota If you own a motor vehicle, you must have insurance on it. But too many people don’t understand how to buy this coverage. Liability Coverage–A Must in Minnesota! Liability insurance coverage is required by law in the State of Minnesota (and most other states) if your vehicle…
Most business insurance packages include general liability insurance because it can help cover the daily risks many small business owners face. Who Needs a General Liability Policy Although it isn’t usually required by law, there are many good reasons to ensure you have sufficient general liability coverage. Some industries need to be especially concerned…
What General Liability Insurance Covers As a business owner, you have many vulnerabilities. You deal with the economy’s whims, changes in your industry, and potential loss due to several potential liabilities. While you can’t fix the economy, you can protect yourself with the right insurance. General liability can cover small businesses and the self-employed and…
What Is a Bonded Contractor? A bonded contractor is backed by a third-party company known as a surety company. A surety company provides a guarantee of payment to the obligee that the principal will fulfill their obligations. Before the surety company issues a bond, a contractor must meet the surety’s rigorous process of meeting…