Ensure You and Your Kids Are Safe This Halloween With Halloween just around the corner, it’s important to remind yourself of all the best safety practices for you and your family. Although this is a celebratory holiday, accidents can happen, and it’s better to be prepared for all the possibilities. Whether it’s your costume, candy,…
Work With A Minnesota Independent Insurance Agent Maybe you’re looking at the budget for your business and wondering whether you are overspending on insurance premiums, or perhaps you have just started a business in Minnesota and don’t know where to start with getting coverage. Of course, comparing insurance rates is your best option, but finding…
Knowing where to start when choosing your personal insurance may be challenging. There are so many options! We also know that it is important to stay within your budget. You may hear a lot of commercials that talk about bundling your insurance, today we will talk about what that means and if it is right…
When a storm blows through town, taking shingles and siding with it, unfortunately, predatory contractors are sure to follow in its wake. If one shows up on your doorstep, offering you a great deal on the repairs, beware! Their tool bag contains more scams than tools. How do Roofers and Other Contractors Try to Scam…
Does Your Homeowner’s Insurance Cover Your Airbnb? If you have been reading our blog for a while, you probably know how important homeowner’s insurance is. It protects you against losses spanning from vandalism to fire. If you are going to rent out a property separate from your residence or even a room in your home,…
If you own a lake home, you will want to have the right kind and amount of insurance to protect your property. Here are some things to keep in mind when insuring your lake home. In the Land of 10,000 Lakes, there are plenty of lake homes! If you own one of them, you will…
Do You Have an Inventory of All Your Belongings? As a homeowner or renter, you should have an accurate, up-to-date inventory of all the personal property at your residence and off-site storage facilities. There are several reasons to create a thorough list and plenty of ways to approach the project. Determine how much insurance coverage…
Landscaping is expensive, takes time to establish, and adds a lot of value and curb appeal to your home. So, what happens when part of your landscaping is damaged? Do you have to pay for it out of your pocket, or is there insurance coverage to soften the financial blow? Homeowner’s Insurance to the Rescue…
Don’t Let a Fire Extinguish Your Holiday Cheer! The winter holiday season is a time to gather with family and friends, eat good meals, and share memories. Unfortunately, it is also peak house fire season. All these fires are preventable. Christmas Tree Fires Half of all home tree fires involve electrical distribution or lighting…
When Someone Slips and Falls on Your Property You’ve heard it before. If someone slips, falls and is injured on someone else’s property, they can sue! But what if the property belonged to you? Are you prepared for a liability claim? Let’s look at the law and how you can be protected and protect anyone…