Don’t Let a Fire Extinguish Your Holiday Cheer! The winter holiday season is a time to gather with family and friends, eat good meals, and share memories. Unfortunately, it is also peak house fire season. All these fires are preventable. Christmas Tree Fires Half of all home tree fires involve electrical distribution or lighting…
Liquor Liability & Your Holiday Party. Tis the season for holiday parties. If you organize one yourself, it is essential to know the risk you are assuming and how to minimize it. It seems there is a string of opportunities to attend one between Thanksgiving and New Year’s. Perhaps you are even organizing one yourself.…
Fantasy Football, Real Insurance About 40 million people now play fantasy football in the U S. How does it work? And is it gambling? Is there a way of insuring your “investment?” An estimated 40 million people now play fantasy football in the United States. And the game is becoming a global one. For example,…
Happy Thanksgiving! Usually a time of thanks, this time we are talking about an unpleasant holiday visitor, food poisoning. You’ve worked hard to build your restaurant. Protect it. We are an experienced independent insurance agency, and we’re here to help. CDC estimates that each year roughly 1 in 6 Americans (or 48 million people) gets…
When Someone Slips and Falls on Your Property You’ve heard it before. If someone slips, falls and is injured on someone else’s property, they can sue! But what if the property belonged to you? Are you prepared for a liability claim? Let’s look at the law and how you can be protected and protect anyone…
Halloween Haunted House Event Insurance It’s that time of year again when many of us are looking for a good scare. But the last thing you want is the fear of a liability lawsuit brought about after someone was injured at a Halloween event you coordinated or sponsored. Make sure your haunted house doesn’t end…
Is Renter’s Insurance Worth It? Many renters mistakenly assume that their landlord is insuring them. But they aren’t. So if the home you rent was to burn down, how would you replace your stuff? It would help if you had renter’s insurance. When you move into an apartment or rented home, you put the utilities…
Insuring Your Teen Driver—Without Going Broke! As your teen anticipates getting their driver’s license, they are likely feeling a range of emotions, chief among them, excitement. As their parent, you probably feel a knot in the pit of your stomach as you worry about whether they will be safe driving solo. You are also probably…
A Change In Climate Could Mean A Change in Insurance Policy As you know, we cannot control the weather. Each year, Minnesotans experience extremes in climate: harsh winters, hot, humid summers, and everything between. We are no strangers to crazy weather, but do your insurance policies match these changing needs? You may be over–…